Tucson AZ Home Loan Info


No Matter Where You Are, There's Opportunity. (Don't Look Down!)

Desert floor from 1,000 feet aboveBarren desert surrounds me.  Standing a thousand feet above the desert floor, I peer down from my rocky ledge.  Behind me is a sheer granite wall.  In front, a thousand foot drop to the desert floor.

Other than that cactus there, it seems that life has shriveled up and baked away in the hot sun.  Danger surrounds me.  One slip, and I'm done for. 

It puts me in mind of our business situation in this market.  I have good news, though.  There's life in front of us, down on that desert floor, but we just can't see it.  It's impossible to focus on something at that distance.  We need to get closer, to climb down and walk those arroyos.

That's where the living things flourish.  It's where the water flows close to the surface.  It's where the danger melts away.  It's where opportunity lives.

A poppy flourishing in the desert!


It would be nice to float off the edge and get there effortlessly.  That's not going to happen, though. 

It'll take work, but it will be worth it!

I'm Mike in Tucson, your preferred Tucson, AZ Mortgage lender.
Mike Jones (Tucson Mortgage Company, LLC): Loan Officer in Tucson, Pima County, Arizona
Think of me as your Tucson mortgage expert.

Call me if I can help you with a purchase or refi mortgage;
(520) 349-9090

photoa copyright Mike in Tucson (all rights reserved) 

Comment balloon 26 commentsMike Jones • March 05 2009 05:44PM



I've never seen a desert, let alone one in bloom...!!! That must be an indescribable thing to behold...!!! Thanks,   Fran

Posted by Fran Gaspari, "The Title Man" - Title Insurance - PA & NJ (Patriot Land Transfer, Inc.) over 11 years ago

Mike, that's quite an impressive photo!! Made me nervous just looking at it.  There's nothing quite as spectacular as a desert in bloom.  Loving the desert was quite a surprise for me.

Posted by Linda Scanlan over 11 years ago

Mike, your right we might have to take a different path to get to the opportunity. No shortcuts. The desert amazes me that in the middle of absolutely nothing - there's that gorgeous flower!

Posted by Lyn Sims, Schaumburg Real Estate (RE/MAX Suburban) over 11 years ago

I love walking on the flat paths in Red Rock with a granddaughter. Nothing to see in one direction but beautiful, open nothingness. Oh the desert. Another ahhhh. This particular path crosses what's left of old ocean beds, now smooth and shiny.

Yes as you say, life IS down there in the details!

  • I look forward to more and more pics of the desert. It is the hidden gem of America. kate
Posted by Kate Kate over 11 years ago

Just like Winter Spring is a time of renewal and I'd like to cast my vote for a new market in 2009.

Posted by Terry & Bonnie Westbrook, Westbrook Realty - Grand Rapids Forest Hills MI Re (Westbrook Realty Broker-Owner) over 11 years ago

One never knows, in the midst of all aridy, a beautiful flower appears.  That's so true in life as well, just as we hit a bottom, something wonderful appears out of nowhere!  Believe it, if you don't believe, you don't receive.

Portsmouth NH Real Estate

Posted by Patricia Aulson, Realtor - Portsmouth NH Homes-Hampton NH Homes (BERKSHIRE HATHAWAY HOME SERVICES Verani Realty NH Real Estate ) over 11 years ago

Very inspiring analogy.  Kind of like not seeing the forest for the trees.  We will survive.  We always do.  :)

Posted by Carol Smith (Casmi Photography) over 11 years ago

magic as usual,  thanks Mike.   Inspiring and beautiful all wrapped into one great post.

Posted by Kate Bourland, Onlilne Marketing Mobile Marketing (Marketing with Kate) over 11 years ago

Very true, sometimes it hard to see past what appears to be the obvious, but that is what we have to do in order to see what's ahead. Thanks Mike

Posted by Suesan Jenifer Therriault, "Inspecting every purchase as if it were my own". (JTHIS-Professional Home Inspection Team) over 11 years ago

Just beautiful.  I believe!

Posted by Rita Bradley, Valuation Consultant in Orange County California 949-916-3263 over 11 years ago


It is, isn't it?!


You're welcome; thanks for commenting.


Thanks!  Come by any time.


Yes we will!  Thanks for commenting.


I believe you're right!


I have another closing tomorrow.  Things are moving again in Tucson.


You make writing fun for me; thanks for the encouragement.


It really is quite amazing to see what grows here.  The flower is a poppy.  Later this month, the desert will be carpeted with them in some areas.


You must not have been logged in; I clicked on your name, and nothing happened.  The desert is lovely, isn't it?  It just takes some getting used to.


Here's a photo from last March, just for you.  :)

Mike in Tucson

Posted by Mike Jones, Mike Jones NMLS 223495 (SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) ) over 11 years ago

Mike, beautiful photos...can't believe how close you're standing to the edge of the cliff! You're right though. Although in many ways you can see more from the top, getting down close and personal is where it's at. ;-)


Posted by Mesa, Arizona Real Estate Mesa Arizona Realtor, AzLadyInRed (Homes Arizona Real Estate LLC) over 11 years ago

Hi Mike - What a beautiful analogy to go along with the beauty you've captured in your photographs. I've wanted to catch the spring blooms in the desert one time - my goal used to be the Southern California deserts, Anza Borrego area. Your Tucson area looks stunning, too.

Posted by Karen Cooper, Helping Homeowners w/Home Loans in 27 US States (Karen Cooper | Sr Retail Loan Originator ! NMLS # 223305 | 360 Mortgage Group LLC Austin Texas) over 11 years ago

Mike, seeing the desert in bloom is something that everyone should experience.

Thank you for the hard work with my transaction.

Posted by Sun City Grand Homes Surprise AZ Real Estate Leolinda Bowers Designated Broker Leolinda Realty, Sun City Grand in Surprise Arizona (Leolinda Realty) over 11 years ago

Mike, I really like the high desert. And, you are right about there are opportunities. Congrats on the 300K milestone. You need to join the platinum group...

Your building consultant in the Fairview, TN area ~ Michael

Posted by TeamCHI - Complete Home Inspections, Inc., Home Inspectons - Nashville, TN area - 615.661.029 (Complete Home Inspections, Inc.) over 11 years ago


All of us can use a daily dose of inspiration...now more so that ever. Cheers and best wishes.

Posted by Ron Withers ----Retired Mortgage Professional over 11 years ago

Goes to show you that what we think is dead and lifeless hold wonders. Why are the flowers just for Fran? Great thoughts!

Posted by Chip Jefferson (Gibbs Realty and Auction Company) over 11 years ago

What an awesome perspective Mike - even in the barren desert there is life and opportunity. We should all put this in context of our daily lives, no matter how we're feeling that day, there is always hope and yes, often times it takes some work and sheer determination to get where we need to be but if there's a will, there's a way.

Posted by Karen Otto, Plano Home Staging, Dallas Home Staging, www.homes (Home Star Staging) over 11 years ago

I hope you're enjoying all the beauty that the desert unfolds at this time of year.

Posted by Georgie Hunter R(S) 58089, Maui Real Estate sales and lifestyle info (Hawai'i Life Real Estate Brokers) over 11 years ago

I love your California Poppy in the middle of the Arizona desert;-)  I must say however, I'm a bit of a "Look Down" type of gal.  Afterall, when I was about 13, I was up in the foothills with friends, looking at the gorgeous sky, when I all but stepped on a napping rattlesnake, coiled up and asleep in the meadow!  It was also when I performed my first and last rendition of "Jesus Christ Super Star Walk on the Water" as well!

Posted by Myrl Jeffcoat, Greater Sacramento Real Estate Agent (GreatWest Realty) over 11 years ago

Thanks for the reminder that we won't likely FIND what we need, we have to LOOK for it and MAKE it happen!  Thanks for subscribing to my blog, and helping me get my first gold star! Rock on!

Posted by Janna Scharf, Coeur d'Alene Idaho Real Estate Expert (Keller Williams Realty Coeur d'Alene) over 11 years ago


You're most welcome!  It's my pleasure.


LOL!  I can see it now.


We sure are; it's good to see you on my blog.  Thanks for commenting.


You're living proof!  Thanks for stopping by.


Because he had never seen it.  You can have some too.  :)


Right on!


What's the platinum group?


I got the prelim today; thanks for the referral!


It is stunning, provided we get our December rain.  It's the rain that triggers the color in March.


You're right, and that's why you are a success!

Mike in Tucson

Posted by Mike Jones, Mike Jones NMLS 223495 (SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) ) over 11 years ago

Hey Mike - Great analogy, my friend.  Floating would be a great trick, but for now, we just have to work like it all depends on us and pray like it all depends on Him.


Posted by Marlene Bridges, Laguna Homes|Laguna Condos|Laguna Real Estate (Village Real Estate Services, Inc.) over 11 years ago


...and none of this took Him by surprise.  I really get a lot of comfort out of knowing that.

Mike in Tucson

Posted by Mike Jones, Mike Jones NMLS 223495 (SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) ) over 11 years ago


Love the photos and what a wonderful analogy! Great post Mike..thanks for sharing!

Posted by Dorie Dillard CRS GRI ABR, Serving Buyers & Sellers in NW Austin Real Estate (Coldwell Banker Realty ~ 512.750.6899) over 11 years ago


Great analogy to illustrate what opportunities are there if we only look for them and cultivate them. :)


Posted by Steve Hoffacker, Certified Aging In Place Specialist-Instructor (Steve Hoffacker LLC) over 11 years ago

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