Tucson AZ Home Loan Info

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...Lending Them Minutes, and Charging Them Years

Unrelated men in photo reminded me of the passage of time.

"...lending them minutes, and charging them years."  Two decades flashed by in an instant as this man sat down at the next table. I reached for my camera.

Early morning, and I was at Starbucks.  Two men sat down to read the morning paper, one inside the store, and the other outside.  I did a double-take.  "Pardon me," I said to the gentleman in front of me.  "The man outside the window looks like he could be your Dad."  "Nope," he replied, looking through the window. "He's not." 

Old Time, in whose banks we deposit our notes
Is a miser who always wants guineas for groats;
He keeps all his customers still in arrears
By lending them minutes and charging them years.

~ Oliver Weldell Holmes

Looking at these two men, it occured to me that the last twenty years have flown by in an instant.  Inspired by them as a metaphor for myself, I arrived at my office with a renewed sense of purpose:  I want to make the next twenty years memorable.

    • The Active Rain Real Estate Network is helping me to do that with my mortgage business. 
    • You're helping me do that with our relationship and referrals. 
    • My Darlin' is helping me do that with our kids and grandkids.

ACT NOWThe $8,000. first time homebuyer tax credit expires on the last day of November, 2009

 ___________________

I'm Mike in Tucson, your preferred Tucson, AZ Mortgage lender.
Mike Jones (Tucson Mortgage Company, LLC): Loan Officer in Tucson, Pima County, Arizona
SUNSTREET MORTGAGE
Call me
if I can help you or someone you know with a purchase or refi mortgage.
(520) 349-9090

 photos copyright Mike in Tucson

Comment balloon 57 commentsMike Jones • September 09 2009 11:18AM

Comments

Mike, That shot is one in a million, I had to a triple take! You're right time does go by so fast, funny I didn't think that a mere 30 years ago.

Posted by Cynthia Bartch, Redesigned Spaces; All Round Nice Gal (Home Stager/Property Stylist & more! Granville, Ohio) almost 10 years ago

I thought you did some sort of trickery w/ the camera shot!

Posted by Cynthia Bartch, Redesigned Spaces; All Round Nice Gal (Home Stager/Property Stylist & more! Granville, Ohio) almost 10 years ago

Cynthia,

No trickery.  I wish I could have gotten the reflection out of the face of the man on the right.

Thanks for being the first (and second) to comment.

Mike in Tucson

Posted by Mike Jones, Mike Jones NMLS 223495 (SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) ) almost 10 years ago

Hi Mike: It is said people who are over 40 always talk about the past and people under 40 always talk about the future.  Good for you for focusing on the next 20 years - you must be 12 again!

:)

Posted by Matt Listro, Your Credit Repair Expert (National Credit Fixers - Matt Listro) almost 10 years ago

Matt,

I think there's a lot of truth in that.  I'm a kid again!

Mike in Tucson

Posted by Mike Jones, Mike Jones NMLS 223495 (SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) ) almost 10 years ago

This reminds me of an exercise I did years ago. I was in a room filled with people from all age groups and we were all asked to write down what we thought middle aged was in years. The results were all over the board. The older people were in the fifty to sixty and the younger in the thirties and forties. Live for the moment my friend!

Posted by Sandy McKee (Sunstreet Mortgage) almost 10 years ago

That is pretty amazing.  At first I thought it was a reflection.

Posted by Jane Peters, Los Angeles real estate concierge services (Home Jane Realty) almost 10 years ago

We have a greeter at our local Wal-Mart who looks like a younger brother of my 90 year old Dad. Turns out he has passed through Winchester, our family town in Illinois being a native also of Illinois. I had the best convesation with him and my Dad loved hearing about him too. I swear Mike, my Dad is younger at 90 than he was at 80. He never stops living.

Posted by Kate Kate almost 10 years ago

Mike that picture is pretty freaky!!! I to had to take a triple check even after reading the post!

Posted by Dan Callahan (Callahan's Home Inspections) almost 10 years ago

Dan,

I'm glad I had the camera.

Kate,

You're so fortunate to have your Dad at age 90.  Blessings on you both!

Jane,

So did I!

Sandy,

So you're still a kid...  LOL

Mike in Tucson

Posted by Mike Jones, Mike Jones NMLS 223495 (SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) ) almost 10 years ago

That's a great shot! Glad you saw it, took it, and turned it into a story. 

Indi heard an opera singer today and tried to sing along... :) 

Love you.

Posted by Jenah Johnson almost 10 years ago

Another good one Mike!

Posted by Rita Bradley, Valuation Consultant in Orange County California 949-916-3263 almost 10 years ago

WOW! I am blown away, not only by the photo, but by the post!  What a metaphor Mike - I want to make the next twenty years memorable.

I'm behind ya...no... I'm with ya all the way!  Great post my friend. :-)

 

Posted by Brad Andersohn, ActiveBrad - 707.646.1876 (Executive Director of Education at eXp Realty) almost 10 years ago

Wow, that's a shot!!  I'd like my next 20 to be memorable but in a less dramatic and less stressful way. :)  

Posted by Joel Weihe, Helping you to use your VA home loan benefits (Realty World Alliance) almost 10 years ago

That is a great shot.  I guess you needed to see it and we needed to hear about it.  Thanks and good luck in the next 20!  Make it happen!

!

Posted by Tim Krueger (Morovish Properties) almost 10 years ago

Interesting shot.  I was really confused at first, thinking the guy outside was wearing the same shirt as the guy inside.  It really does look photo-shopped.

Posted by Geri Sonkin, Long Island Real Estate & Staging Expert (Douglas Elliman Real Estate 516-457-7103) almost 10 years ago

It's amazing how fast 20 yrs. goes by as you get older! Great shot!

Posted by Kristi DeFazio, Colorado Springs Rea lEstate 719-459-5468 (RE/MAX Advantage) almost 10 years ago

REmarkable resemblance, I would have thought they were related as well... Nice Photo

Posted by Diane Daley (Caron's Gateway Real Estate) almost 10 years ago

Hi Mike~ Wow! What a shot!  Love the phrase you coined too.  Problem is the older I get, the faster the time flies! We really do need to make it a point to cherish every minute as if it were our last, because it very well could be!

Posted by Vickie McCartney, Broker, Real Estate Agent Owensboro KY (Maverick Realty) almost 10 years ago

Words to live by, time just flies by...and what a photo, very spooky.

Posted by Virginia Hepp - Mesquite NV REALTOR, Mesquite NV Homes and Neighborhoods - Search MLS (ERA - Mesquite NV Homes For Sale) almost 10 years ago

Virginia,

You slipped in there between commenting back...  Thank God for the "edit" function.  Isn't that a cool photo?!  I couldn't have staged it better.  A friend of mine used to say that "life is stranger than fiction."

Vickie,

That's the truth.  It could be.  Thanks for commenting.

Thanks, Caron!

Kristie,

I couldn't agree more.  I've quit using "just for men," and my hair's all white now.  LOL

Geri,

Look closely, and you'll see the reflection of the striped shirt (inside) over the blue shirt (outside.)  No photoshopping here.

Tim,

Thanks for stopping by; you're a new face to me, and I'll see you soon on your blog.

Sheree,

Ditto my comment to Tim.  See you over on your blog.

Brad,

You're the wind beneath my AR wings!  Thanks, my friend.

Rita,

You need to sign your name, girl!  :)

Jenah,

I laughed out loud when I read your comment about Indi!  Much love from your Dad

Mike in Tucson

 

Posted by Mike Jones, Mike Jones NMLS 223495 (SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) ) almost 10 years ago

Mike, I haven't lived as long yet but but I think those are great words to live and work by. Make the next 20 years count. I hope we all do. When we have purpose I think we do the best we can. You have purpose, your next 20 will be well lived and they will count. Very nice and original.

Posted by Michael Rohde (Sunstreet Mortgage LLC. Licensed Mortgage Professional) almost 10 years ago

Michael,

Wait till those twins get married.  It goes by pretty quickly from that point.  LOL

Mike in Tucson

Posted by Mike Jones, Mike Jones NMLS 223495 (SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) ) almost 10 years ago

Wow, the post and picture are inspired.  Thank you for sharing both. :)

Posted by Lola Audu, Audu Real Estate~Grand Rapids, MI ~Welcome Home! (Lola Audu~Audu Real Estate~Grand Rapids, MI Real Estate) almost 10 years ago

Have been on this thought process lately.  Is there a time in life, if we're lucky, that we begin to think this way? 

Quite a photo that you've taken there.  Did you feel a need to ask permission or just quietly take it? 

Turn around twice and you will twenty years down the road is where I've been in my mind.. It seems that I've only turned around twice and all of a sudden I don't know that old person looking back at me in the mirror... must be my older sister.

Great post. I encourage you to make those memories, to choose what you put into your life each and every day as much as you are allowed to choose.

 

Posted by 1~Judi Barrett, BS Ed, Integrity Real Estate Services -IDABEL OK (Integrity Real Estate Services 118 SE AVE N, Idabel, OK 74745) almost 10 years ago

Mike,

I did catch the reflection, but only after I looked a few times.  Great shot . . . and all too true about time. 

Posted by Geri Sonkin, Long Island Real Estate & Staging Expert (Douglas Elliman Real Estate 516-457-7103) almost 10 years ago

This made me weep.

Posted by Pat Mullikin - KW Milwaukee (Keller Williams Milwaukee) almost 10 years ago

Pat,

Today, you're my favorite blogger!

Geri,

Thanks for stopping back to comment again.  It's serendipity!

Judi,

It's easier to get forgiveness than permission.  :) 

I just took the photo, and then asked if the man outside the window was related.  Thanks for commenting.

Lola,

You're very welcome!

Mike in Tucson

Posted by Mike Jones, Mike Jones NMLS 223495 (SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) ) almost 10 years ago

Amen. Great poem, and uncanny resemblence of these two man. You were ready for this moment!

Posted by Susanne Novak, ABR, FIS, GRI (RE/MAX 24/7) almost 10 years ago

Our life does fly by.  I probably only have about 25 years left.  So I need to make up some time and do some things I want to do.

Posted by Russ Ravary ~ Metro Detroit Realtor call (248) 310-6239, Michigan homes for sale ~ yesmyrealtor@gmail.com (Real Estate One) almost 10 years ago

The resemblance really was amazing.  I think it is very important to stop and think about what matters in life and how fleeting life is sometimes.

Posted by Sybil Campbell, REALTOR® ABR, SFR, SRES Williamsburg, Virginia (Long and Foster REALTORS® 5234 Monticello Ave Williamsburg, Virginia) almost 10 years ago

Mike,

I would have thought either brothers or like you father and son.  Good luck sir on making the next 20 years memorable.

Posted by Don Rogers, Realtor, Broker, CDPE, GRI, OnullFallon MO & St Charles County MO homes (Keller Williams Realty Chesterfield) almost 10 years ago

Mike, I really liked this story - and loved your decision to make the next 20 even more memorable... Let's see, now how old am I? Yep, still have 20 left - I hope! ;-)

Posted by Mesa, Arizona Real Estate Mesa Arizona Realtor, AzLadyInRed (Homes Arizona Real Estate LLC) almost 10 years ago

Mike,

Talk about seizing a teachable moment...and you've taught us all the value of time, and the necessity of putting everything in its proper perspective...If we can all truly look to make the next twenty years of our lives memorable, then we really will have accomplished something worthwhile, no matter how small or insignificant it may seem in the eyes of others.

Posted by William James Walton Sr., Greater Waterbury Real Estate (WEICHERT, REALTORS® - Briotti Group) almost 10 years ago

Mike, even after studying the photo I thought it was the guy on the left's reflection. Great photo op!

Posted by Damon Gettier, Broker/Owner ABRM, GRI, CDPE (Damon Gettier & Associates, REALTORS- Roanoke Va Short Sale Expert) almost 10 years ago

What an incredible photo - and a great way of looking deeper into it as well....

Tina in Virginia

Posted by Tina Merritt, Virginia Real Estate (Nest Realty) almost 10 years ago

This is fabulous, Mike.  Good thing you had your camera to capture the moment.

Posted by Shirley Parks, Broker, 210-414-0966, San Antonio TX Real Estate (Sands Realty 210-414-0966) almost 10 years ago

Amazing photo, Mike. Your photography just gets better and better! And good thoughts, too.

Posted by Ann Heitland, Retired from Flagstaff Real Estate Sales (Retired from RE/MAX Peak Properties) almost 10 years ago

Mike - Oh my!  I have to say that photo is like time in a bottle.  I'm right there with you ready to march on to make the next 20 years the most enjoyable and memorable they can be.

Posted by Julie Dumaine-Russell (RE/MAX Alliance) almost 10 years ago

What a great picture and a reminder of how quickly life can pass us by and that we should make the time memorable.

Posted by Christine Donovan, Broker/Attorney 714-319-9751 DRE01267479 - Costa M (Donovan Blatt Realty) almost 10 years ago

Hi Mike - I like your forward-looking attitude. There's nothing we can do about the past, but we can do everything about the future.

Posted by John Novak, Henderson, Las Vegas and Summerlin Real Estate (Keller Williams Realty The Marketplace) almost 10 years ago

Terrific photo (as always) and may you be taking them for at least 20+ more.

Posted by Bob & Carolin Benjamin, East Phoenix Arizona Homes (Benjamin Realty LLC) almost 10 years ago

that is pretty wild... also that you noticed and they didnt... even when you said something..

Posted by Debra Leisek ( Bay Realty,Inc Homer Alaska) almost 10 years ago

Well, I'm confused.  Not only are they related, the dress from the same closet. 

He fibbed.  They are related.  They are simply not speaking to each other.

Posted by Lenn Harley, Real Estate Broker - Virginia & Maryland (Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate) almost 10 years ago

Maybe they both shop at the same Costco store.  Perhaps the man outside the window was his brother and not his father.

As they say, time keeps on slippin into the future.  I am determined to make the next 20 years the best years of my life!

Posted by Dan Quinn, Dan Quinn (The Eric Steart Group of Long & Foster Real Estate) almost 10 years ago

Dan,

That's the attitude!

Lenn,

LOL  Now if it were two women, I might think you were right!

Debra,

I commented to the younger man - the man inside the window, and you're right.  He wasn't interested.  Isn't that interesting in itself.

Carolin,

From your mouth, to God's ears.

John,

You bet!

Christine,

It certainly does.  Thanks for commenting.

Donna,

I love that song by Jim Croce

Ann,

Thanks for saying so.

Shirley,

I'm never without it since I started blogging in the Rain.

Tina,

Thanks for stopping by.

Damon,

It was just a very unusual moment.  I wonder if either of the two men in the photo will happen upon this post.

William,

It looks like you've got a good start with the little guy.

Teri,

Yes you do!

Don,

I'm working on it.

Sybil,

I'm with you on that.

Russ,

I'll read about it on your blog, no doubt!

Susanne,

"Uncanny" is a great word to describe the resemblance.

Mike in Tucson

 

Posted by Mike Jones, Mike Jones NMLS 223495 (SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) ) almost 10 years ago

Hi Mike...

There's your song as requested :)

Funny thing is, I honestly didn't think I'd be able to find that song on an MP3. You got lucky :)

P.S. I am quickly becoming ActiveRain's DJ :)

TLW...ROAR!

Posted by "The Lovely Wife" (Broker Bryantnulls Wife) The One And Only TLW. (President-Tutas Towne Realty, Inc.) almost 10 years ago

Oh...

And you're right it's the perfect song to go with this post. I hope to spend the next 20 years making up for the foolishness of my youth. It's true what they say, youth is wasted on the young :)

TLW...ROAR!

Posted by "The Lovely Wife" (Broker Bryantnulls Wife) The One And Only TLW. (President-Tutas Towne Realty, Inc.) almost 10 years ago

TLW..ROAR,

Thanks for being Active Rain's DJ!  It's a pleasure to know you and BB in the Rain.

Mike in Tucson

Posted by Mike Jones, Mike Jones NMLS 223495 (SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) ) almost 10 years ago

Hi Mike

I enjoyed reading the post and the quote. Great photo.

Good luck and success.

Lou Ludwig

Posted by Lou Ludwig, Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC (Ludwig & Associates) almost 10 years ago

Mike - this is a tremendously inspiring photo.  It does, at first glance, appear to be the same man, but then ...

This could be a motivational poster for all those looking for direction in their lives.

Posted by Carol Smith (Casmi Photography) almost 10 years ago

Wow when I 1st looked at the picture quickly I thought it was the mans reflection. Like your use of the photow with your thoughts here Mike.

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) almost 10 years ago

Bill,

His reflection...twenty years later.  It's good to see you.

Carol,

I'm glad you think so; that's how it affected me.

Lou,

I'm glad you enjoyed it.  See you on your blog.

Mike in Tucson

Posted by Mike Jones, Mike Jones NMLS 223495 (SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) ) almost 10 years ago

Mike - Wonderful post and sorry I came around so late, congrats on the gold!

VB ;o)

Posted by Robert Vegas Bob Swetz, Las Vegas Henderson Homes for Sale (Realty ONE Group) almost 10 years ago

Vegas Bob,

As the adage goes, "Better late than never."  Life gets in the way.  Thanks for stopping by.

Mike in Tucson

Posted by Mike Jones, Mike Jones NMLS 223495 (SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) ) almost 10 years ago

When I first moved to San Francisco in 1987 things and my life moved so fast. The next 5 years included a major earthquake, huge career decisions and the death of my then current partner in 1990 and a future partner in 1993. Time was moving so swiftly that I couldn't even catch up!

The internet came alive for me in 1993 and opened a whole new world.

All of a sudden it is Twenty two years later. I settled down in 1998 with a new partner and time has literally flown out the window since then. Seems like a few days ago i brought a new puppy in to the house and now he's a year old.

We must make the most of every minute of our lives. Please do what you enjoy, that's the most important lesson!

Posted by John M. Scott, Broker / Owner San Francisco Bay Area (BRE # 01442690, Scott Keys Properties) almost 10 years ago

John,

Your comment is poignant.  I lost a brother at the young age of 43 just two years ago.  We must make the most of our time.  Thanks for commenting.

Mike in Tucson

Posted by Mike Jones, Mike Jones NMLS 223495 (SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) ) almost 10 years ago

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